APPLICATION DENIAL POLICY

We verify the information presented on applications to confirm that prospective tenants are financially stable, responsible, and able to meet the obligations of renting the property.

Applicants must meet at least 3 out of the 4 criteria to be approved. Please note that meeting 3 out of the 4 criteria does not guarantee approval.

Criteria 1: Applicant must have a credit score of at least 650.

Criteria 2: Applicant must list 5 years of residential history.  See Screening Criteria Page for more information on residential history.

Criteria 3: Applicant must show Income stability for at least one year. See Screening Criteria Page for more information on income stability.

Criteria 4: The total household income is 3x the rent amount. (2x for City low income or 3x your portion for Housing Voucher Programs. Please see our Affordable Housing page for more information on these programs.)

For more details about our screening criteria, please see our screening criteria page.  

Your application may be denied if:  

 -You do not present a complete application.

-If after processing we find that you misrepresented any information on your application.

-You do not meet at least 3 out of the 4 required criteria listed above.

-Where you lived for the past 5 years is not noted on your application.

- You have negative rental references.

- After processing, less than 5 years rental history, or home ownership, is verifiable. We consider only non-biased references (not family or friend) as a verifiable rental reference.

- Your income stability for at least 1 year is not verified.

- You do not have employment stability. This is less than 1 year with the same employer or in the same field.

-The total household gross income is less than 3x the rent amount.

-You have a credit score of 649 or lower.

-You have a high volume of derogatory credit, including charge-offs, collections, and past due accounts, of more than 25% of accounts.

- You have a bankruptcy within the past 5 years.

- You have had a foreclosure within the past 5 years.

- You have a vehicle repossession within the past 5 years.

- Currently owe money to a landlord, utility company (cable or phone also), or have previous landlord/tenant civil judgment and eviction.

-Your co-applicant does not meet the criteria listed above. 

-Your co-applicant does not submit their application within 24 hours.